Health Insurance for Foreigners — online in 5 minutes, 100% visa acceptance
Working or studying in the Czech Republic? Compare plans from 5 insurers — your certificate meeting Foreign Police requirements arrives by email instantly.
470 Kč
od / měsíc
5 min
vyřízení online
400 000 €
krytí pro vízum
How It Works
Get insured in 3 simple steps
Fill in the form
Tell us who you are, what you need to cover, and for how long. Takes under 2 minutes — no paperwork.
Compare quotes
See real prices from leading Czech insurers side by side. No hidden fees, no obligation.
Get your policy
Choose your plan and pay online. Your insurance documents arrive in your inbox instantly.
What we cover
Choose your insurance
Health Insurance for Foreigners
Comprehensive health cover for expats and foreign nationals living in the Czech Republic.
Buy Online →Short-Stay Visitor Insurance
Schengen-compliant health cover for tourists and short-stay visitors — up to 90 days.
Buy Online →
Health Insurance for Students
Visa-compliant cover for international students. Student discount up to 15%.
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Travel Insurance
Single trip or annual multi-trip cover — medical, cancellation, baggage and more. Inter Partner Assistance · Colonnade · UNIQA.
Buy Online →
Home Insurance
Cover for your home structure and household contents against damage or theft.
Buy Online →
Liability Insurance
Personal liability protection against third-party injury and property claims.
Buy Online →Czech Insurance Law
Health Insurance Requirements by Visa Type
Czech Act No. 170/2018 Coll. requires all non-EU nationals to hold valid health insurance accepted by the Czech Immigration Police. Every Mypojisteni policy satisfies these requirements.
Student Visa
Type D – study permit
Min. coverage
400,000 EUR
Valid for
Full study period
Includes
- GP & emergency care
- Hospitalisation up to limit
- Dental emergency cover
Short Stay
Schengen / up to 90 days
Min. coverage
400,000 EUR
Valid for
Entire stay duration
Includes
- Emergency medical treatment
- Hospitalisation
- Medical repatriation
Long-term Residency
Residence permit (Type D)
Min. coverage
400,000 EUR
Valid for
Full permit validity
Includes
- Full outpatient & GP care
- Specialist consultations
- Maternity (premium plan)
Work Permit
Employee visa / Blue Card
Min. coverage
400,000 EUR
Valid for
Full permit validity
Includes
- GP & specialist care
- Hospitalisation
- Emergency treatment abroad
Hankook Insurance and Reinsurance Brokers s.r.o. (IČO 02693607) is registered with the Czech National Bank as an independent insurance intermediary under Act No. 170/2018 Coll. on insurance distribution.
Verify CNB registration →FAQ
Frequently asked questions
Is health insurance mandatory for foreigners in the Czech Republic?
Yes. Czech law requires all third-country nationals (non-EU citizens) to hold valid health insurance for the entire duration of their stay. Without it, you cannot obtain or renew a long-term residence permit. Our policies fully comply with Czech Immigration Police (Cizinecká policie) requirements.
How long does it take to get insured online?
The entire process takes around 5 minutes. Fill in the short questionnaire, compare carrier quotes, and pay online. Your insurance certificate is sent to your email instantly — no office visit, no printing.
What documents do I need to take out insurance?
For most policies you only need a valid passport or national ID, your date of birth, and a Czech address (or the address where you will be staying). No medical examination is required for standard health insurance plans.
Can I insure my whole family under one policy?
Yes, for home and liability insurance. Family or group policies cover all household members under a single contract. For health insurance, each person requires their own policy because individual health status is assessed separately. Contact us and we will build you a bundled quote.
What is liability insurance and do I need it?
Personal liability insurance covers you if you accidentally damage someone else's property or injure another person — for example, if your child breaks a neighbour's window or you accidentally cause a flood in the flat below. It is not legally mandatory, but strongly recommended, especially if you rent.
How do I report a claim?
For information on routine (non-urgent) treatments, please refer to the policy documents of your chosen insurer. For urgent medical issues, call the insurer's 24/7 emergency assistance line printed on your insurance card. For further help, contact us directly via WhatsApp or email — we are happy to guide you through the entire process.
For International Students
Health Insurance for Students in Czech Republic
Visa-compliant health cover from CZK 8/day. Trusted by students from India, Vietnam, Ukraine and 50+ countries.
💰
Student Discount
Up to 15% lower premium for student visa holders.
✅
Visa Compliant
Policies accepted by Czech immigration authorities.
⚡
Instant Quote
Compare 3 carriers in 30 seconds. No registration needed.
Frequently Asked Questions
Do I need health insurance to get a Czech student visa?
Yes. Czech immigration requires proof of health insurance valid for the entire duration of your visa. Our policies are accepted by the Foreign Police (Cizinecká policie).
Can I buy insurance before arriving in Czech Republic?
Yes. You can purchase coverage online from abroad. The policy document is sent by email and is accepted as proof of insurance for your visa application.
What is the minimum coverage required?
Czech authorities require a minimum coverage limit of 400,000 EUR for long-stay visas and residence permits (§ 180i Act No. 326/1999). All our plans meet this requirement with no deductible.
Does the policy cover COVID-19 treatment?
Yes. All our carrier partners include COVID-19 treatment and hospitalisation in their standard plans.
How do I report a claim?
For information on routine (non-urgent) treatments, please refer to the policy documents of your chosen insurer. For urgent medical issues, call the insurer's 24/7 emergency assistance line shown on your insurance card. For further help, contact us directly via WhatsApp or email — we are happy to guide you through the entire process.
Our Partners
Our Insurance Partners
We work with leading insurers in the Czech Republic to offer you the best cover at the best price.
Health Insurance for Foreigners
Colonnade Insurance S.A.
- Outpatient and inpatient care
- Covers all visa types (student, work, residency)
- Emergency dental treatment
- 24/7 assistance and repatriation
Health Insurance for Foreigners
SV pojišťovna a.s.
- Meets Czech Ministry of Interior visa requirements
- Outpatient, inpatient and dental care
- Fast online claims processing
- Digital policy document available instantly
Health Insurance for Foreigners
Pojišťovna VZP, a.s.
- Specialised health insurance for foreign nationals
- Accepted for all Czech visa and residency applications
- Extensive hospital and clinic network nationwide
- Fast paperless claims processing
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Health Insurance for Foreigners
UNIQA pojišťovna, a.s.
- Comprehensive cover for foreign nationals
- Specialist consultations and diagnostics
- Mental health support
- Multilingual customer service
All products approved for visa purposes. Health policies from all our partners meet the requirements of the Czech Ministry of Interior and are accepted for long-stay visa, residence permit, and work visa applications.
Introducing our flagship product
Study
Guard
The only rider that pays you if illness forces you to terminate your studies and leave the Czech Republic — covering your financial loss when you need it most.
50 000
Kč max payout
2 500
Kč per policy
Only
here, nowhere else
Underwritten by Colonnade Insurance · Distributed exclusively by HIB Re s.r.o. · ČNB-licensed broker · zákon č. 326/1999 Sb. compliant
How StudyGuard protects you
You study in Czech Republic
With a Colonnade health plan
Medical emergency occurs
Colonnade covers all your medical costs
You are forced to leave the CZ
Studies terminated — not your fault
StudyGuard pays you
Up to 50 000 Kč — immediately
50 000
Kč max
Underwritten by Colonnade Insurance