Renters Insurance in Czech Republic
Protect your belongings, electronics, and personal liability. English-speaking support. Policy in minutes.
from 250 CZK
Per month
2 min
To get a quote
English
Support language
✓ Expat
Foreigner-friendly
Renting an apartment in Czech Republic? Your landlord's building insurance does not cover your personal belongings — furniture, electronics, clothing, bikes, or valuables. Renters insurance (pojištění domácnosti) covers your contents if they are stolen, damaged in a flood or fire, or accidentally broken. It also covers your legal liability if you accidentally damage the apartment or injure a guest. Foreigner-friendly: Czech insurers accept non-residents, and policies are available entirely in English.
Electronics & valuables
Laptop, phone, camera, jewellery — covered against theft, fire, and accidental damage inside your flat.
Water damage
Burst pipes, leaking appliances, or flooding from a neighbour above — one of the most common claims in Czech apartments.
Theft & break-in
Contents stolen following a break-in are covered, including damage to the door or lock caused by the burglar.
Tenant liability
If you accidentally damage the apartment or injure a visitor, your liability cover pays legal costs and damages.
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Indicative prices. Use the quote tool for your exact premium based on age and duration.
Basic Contents
from 250 CZK/mo
≈ €10
Coverage: up to 300,000 CZK
- ✓Fire, flood, storm damage
- ✓Theft following break-in
- ✓Electronics up to 50,000 CZK
- ✓Personal liability 1M CZK
Standard
from 400 CZK/mo
≈ €16
Coverage: up to 700,000 CZK
- ✓Everything in Basic
- ✓Electronics up to 150,000 CZK
- ✓Bike & outdoor gear
- ✓Personal liability 3M CZK
- ✓Temporary accommodation if flat uninhabitable
Premium
from 650 CZK/mo
≈ €26
Coverage: up to 1,500,000 CZK
- ✓Everything in Standard
- ✓High-value jewellery & art
- ✓Home office equipment
- ✓Accidental damage cover
- ✓Personal liability 5M CZK
Frequently asked questions
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