Question 1

Is comprehensive health insurance required for a Czech visa for Nigerian nationals?

Accepted Answer

Yes. Under Czech Act No. 326/1999 Coll. (§ 180i), all Nigerian nationals applying for a Czech long-term visa (Type D) or residence permit must hold comprehensive health insurance with a minimum coverage of 400,000 EUR per insured event and no deductible. Travel insurance — including policies issued by Nigerian insurers for travel purposes — is not accepted. Only policies from insurers approved by the Czech Ministry of Interior are valid.

Question 2

Which Czech embassy handles visa applications for Nigerian nationals?

Accepted Answer

Czech visa applications for Nigerian nationals are processed at the Czech Embassy in Abuja (located in the Maitama district) and the Czech Honorary Consulate in Lagos. It is strongly recommended to apply at the Abuja embassy for long-term visa and residence permit applications, as the Honorary Consulate has limited capacity for full visa processing. Appointment slots are limited — book as early as possible through the Czech visa portal (visapoint.mzv.gov.cz).

Question 3

How much does health insurance cost for Nigerian students and professionals?

Accepted Answer

Basic visa-compliant plans start from CZK 470 per month (approximately €19) for a healthy adult. For Nigerian students — who typically need a one-year policy — the total annual cost on the Basic plan is around CZK 5,640. The Standard plan, which covers outpatient visits and specialist consultations, costs from CZK 630/month (approximately CZK 7,560/year). Prices increase with age. All premiums are paid in Czech Korunas; international card payments are accepted.

Question 4

Can I buy Czech health insurance before arriving in Czech Republic?

Accepted Answer

Yes — and it is recommended to do so before your visa appointment. Purchase online at mypojisteni.cz with a future start date matching your planned arrival or visa start date. Fill in your passport details, pay by Visa or Mastercard, and receive the policy certificate by email. This certificate is presented to the Czech Embassy in Abuja as part of your visa application. The policy can be purchased from Nigeria with no in-person steps required.

Question 5

I am studying medicine or dentistry at a Czech university — is there anything specific I should know?

Accepted Answer

Nigerian students are among the largest international cohorts in Czech medical and dental programmes, particularly at Charles University Faculty of Medicine and Palacký University Faculty of Medicine and Dentistry in Olomouc. Medical students on 6-year programmes need to renew their insurance annually or purchase multi-year policies. Some faculties require proof of insurance for course enrolment in addition to the visa requirement. Comprehensive plans with full outpatient cover are recommended, as medical students may need access to specialists during clinical placements.

Question 6

Does my Czech health insurance policy need an apostille or notarisation for the visa application?

Accepted Answer

No. Czech health insurance policy documents issued by licensed Czech insurers (SV pojišťovna, Colonnade, AXA) do not require an apostille or notarisation for Czech visa purposes. The insurer's stamp and policy number are sufficient. However, if you are submitting the policy document as part of a university enrolment package or a separate permit application that requires notarised documents, contact the relevant institution for their specific requirements. For the Czech Embassy visa application, a standard printed or digital policy certificate is accepted.

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