<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- ── Core pages ─────────────────────────────────────────────── -->
  <url>
    <loc>https://mypojisteni.cz/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <url>
    <loc>https://mypojisteni.cz/products</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <url>
    <loc>https://mypojisteni.cz/contact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <url>
    <loc>https://mypojisteni.cz/privacy</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <!-- ── Quote wizards ──────────────────────────────────────────── -->
  <url>
    <loc>https://mypojisteni.cz/quote/health</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <url>
    <loc>https://mypojisteni.cz/quote/home</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <url>
    <loc>https://mypojisteni.cz/quote/liability</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <!-- ── Community landing pages ────────────────────────────────── -->
  <url>
    <loc>https://mypojisteni.cz/pro-studenty</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <url>
    <loc>https://mypojisteni.cz/quote/health-students</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

  <!-- ── Self-service actions ────────────────────────────────────── -->
  <url>
    <loc>https://mypojisteni.cz/claims/new</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-04-25</lastmod>
  </url>

</urlset>
